Loan Rates & Fees
Last updated: June 2026
GetCash4U, operated by Harucon Ventures, is a free service and never charges you a fee to submit a request or compare offers. The rates and fees on any loan are set entirely by the lender. This page explains the typical ranges in our network and how costs are determined.
Loan amount, APR & term ranges
- Loan amount: $500 – $35,000
- APR range: 5.99% – 35.99%
- Repayment term: 91 days – 72 months
- Cost to use GetCash4U: $0, always free
How your rate is determined
The APR, amount, and term you are offered depend on the lender and factors such as your creditworthiness, income, state of residence, requested amount, and the lender's own criteria. Because each lender is different, the only way to see your actual terms is to submit a request and review the offers you receive.
Representative example
This example is for illustration only and is not an offer. If you borrowed $5,000 at a fixed APR of 15.00% over a 36-month term, you would make 36 monthly payments of approximately $173.33, for a total repayment of about $6,239.88. Your actual figures will differ based on the lender and your individual profile.
Fees
Lenders may charge fees such as origination fees, late-payment fees, or returned-payment fees. All applicable fees will be disclosed by the lender in your loan agreement before you accept. Read every document carefully so you understand the full cost of the loan.
Implications of late or non-payment
Failing to repay on time may lead to additional charges, collection activity, and negative credit reporting, in accordance with your loan agreement and applicable law. Contact your lender directly if you expect difficulty making a payment.
Questions
Email us at support@getcash4u.com with any questions about rates or fees.